Storm Damage Repair in Minneapolis, MN
Storm inspection, repair, and insurance claim support for Minneapolis homeowners.
When a storm hits, Thompson Exteriors helps you figure out what's actually damaged and what your insurance should cover. For over 30 years, our family-run crew has inspected, documented, and repaired storm damage across South Minneapolis, with owner Peter Thompson personally reviewing every claim to make sure homeowners get what they're owed.
What Happens When Storm Damage Goes Unaddressed
Storm damage that looks minor from the ground often isn't.
Hidden Leaks
Hail-bruised or wind-lifted shingles can crack and let water in weeks or months after a storm, long after the damage is easy to spot from the ground.
Missed Insurance Deadlines
Most policies have a window for filing storm claims. Waiting too long to get an inspection can mean losing your right to file, even if the damage is legitimate.
Bigger Repairs Later
Small storm damage left unrepaired turns into rotted decking, damaged insulation, and interior water damage, repairs that cost far more than the original roof work would have.
Ready for your fix?
Not sure if a recent storm damaged your roof, siding, or gutters? We'll inspect your entire exterior and document everything for your insurance company.
STORM DAMAGE
We have 30+ years roofing experience.
For more than 30 years, Thompson Exteriors has helped Minneapolis and Twin Cities homeowners recover from hail, wind, and severe storm damage. We thoroughly inspect your property, document the damage, and help you navigate the insurance claim and restoration process from start to finish.
HAIL, WIND & STORM DAMAGE REPAIRS
EXPERIENCED WITH INSURANCE CLAIMS
FREE NO OBLIGATION STORM INSPECTIONS
Fully Insured
Certified to work in Minnesota. Contractor license BC007039.
90% INSURANCE CLAIMS
90% of our work involves insurance claims, giving us extensive experience with the restoration process.
Locally Owned
Owner is involved with every customer from start to finish.
What to Expect After Storm Damage
From first call to final walkthrough, here's how we work.
We Inspect Everything
We inspect your entire exterior, roof, siding, gutters, and fascia, for wind and hail damage, not just the areas that look obviously affected. We photograph every finding in detail, since thorough documentation is often the difference between a denied claim and a fully covered one.
We Work on Insurance
We provide you with a full damage report you can submit to your insurance company, and we're available to answer questions from your adjuster directly. If current codes require upgrades your policy should cover, we make sure that's part of the conversation from the start.
We Meet Your Adjuster
When possible, we meet the insurance adjuster on-site to walk the property together, pointing out damage that might otherwise be missed and answering technical questions about scope and code requirements. This step alone often changes the outcome of a claim.
We Repair or Replace
Once your claim is approved, we complete the repair or replacement using the same materials and process as any of our standard projects, with Peter checking the finished work on-site. We handle the paperwork so you can focus on getting your home back to normal.
IKO Certified Roofing Installer
A+ Rated with the BBB
Licensed MN Contractor #BC007039
Don't miss this opportunity!
Think a recent storm may have damaged your home? Get a free inspection and documentation before you file, or before a deadline passes.
FAQs
Some of our most Frequently Asked Questions.
How do I know if my roof has storm or hail damage?
Hail damage often shows up as small dents or bruises on shingles that are hard to see from the ground, while wind damage can lift or crease shingles without tearing them off completely. If you've noticed granules collecting in your gutters, missing shingles, or dented gutters and downspouts after a storm, it's worth getting a professional inspection even if nothing looks obviously wrong from the driveway.
How long do I have to file an insurance claim after a storm?
Filing windows vary by insurance company and policy, but many insurers require claims to be filed within one to two years of the storm date, and some require faster action. Because coverage rules and deadlines vary, we recommend getting an inspection as soon as possible after any significant storm so you don't lose your right to file a legitimate claim.
Will filing a storm damage claim raise my insurance rates?
This is a common concern, but rate impacts from a single storm-related claim are typically less significant than rate increases from claims considered your fault, like water damage from a maintenance issue. Storm and hail events are usually treated as no-fault occurrences by insurers. We recommend discussing rate concerns directly with your insurance agent, since policies and state regulations vary.
What if my insurance adjuster says there's no damage?
This happens more often than homeowners expect, since adjusters inspect many properties quickly and can miss subtle hail bruising or wind damage. We provide our own detailed photo documentation and, when possible, meet the adjuster on-site to walk the roof together and point out what our inspection found. Roughly 90% of our projects involve insurance, so we know what adjusters are looking for.
Do I have to use the contractor my insurance company recommends?
No, homeowners have the right to choose their own contractor for storm damage repairs, regardless of who the insurance company suggests. Working with a contractor who represents your interests, rather than the insurance company's, can make a meaningful difference in the scope and quality of the repair you actually receive.
How quickly can you start repairs after my claim is approved?
In many cases, yes. Minnesota building codes have changed underlayment and ventilation requirements over the years, and most policies are required to cover the cost of bringing your roof up to current code when repair or replacement work is already needed. Many homeowners don't know to ask about this, which is part of why we review every claim closely.
WHAT OUR CUSTOMERS ARE SAYING
See why homeowners trust Thompson Exteriors for their roofing and exterior needs.
Good communication and quality control
Good communication and quality control
Complete Your Home's Exterior
Looking for something else? We provide a complete range of exterior solutions to protect and improve your Minneapolis home.
Roof Repair
Fast, targeted repairs for leaks, missing shingles, and flashing issues without paying for a full replacement.
Roof Replacement
Protect your home from the top down with a full roof replacement built for Minnesota weather.talled Andersen entry or patio door.
Commercial Roofing
Durable, low-maintenance roofing systems built to protect your building, minimize downtime, and extend roof life.
Get a Roof That's Built to Last
From free inspection to final cleanup, Thompson Exteriors handles every step of your roof replacement, including the insurance paperwork. Three generations of local roofers are ready to help protect your home.